When considering income protection insurance for Australia, it's essential to figure out how much coverage you actually need. A common starting point is to aim for 80% of your current income. Keep in mind, this is just a basic suggestion. Your individual circumstances will certainly influence the ideal amount of coverage. Consider factors like you

Total Permanent Disability (TPD) is a legal term that describes a condition where an individual experiences a significant injury or illness resulting in the inability to perform duties for an indefinite period. This meaning often varies somewhat across jurisdictions, with specific criteria outlining what constitutes TPD. To be eligible for TPD bene